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Business Insurance Coverages – Cases #1 and #2 – Nashville TN



What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

BTJ Insurance is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call BTJ Insurance in Nashville TN at (615) 333-0232

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432 Bell Rd. 
Nashville, TN 37217 
615-333-0232

500 Redland Ct, Suite 106 
Owings Mills, MD 21117 
410-521-6500

2004 Highway 46 S 
Dickson, TN 37055 
615-446-9292

1907 Carmack Blvd, Suite D 
Columbia, TN 38401 
931-388-6009 

4322 Harding Pike #417 
Nashville, TN 37205 
615-354-8853

15065 Lebanon Rd #206 
Old Hickory, TN 37138 
615-758-4120